Is Otto Insurance Legit ( lsi: Otto Insurance Reviews ) – 2023!

Estimated read time 5 min read

In today’s digital age, various tools aim to simplify the process of comparing insurance rates online, eliminating the need to contact individual agents. 

Amidst this array of options, Otto Insurance emerges as a noteworthy insurance quote comparison tool. This article provides a thorough examination of Otto Insurance, aiming to help readers determine its legitimacy and whether it deserves consideration. Let’s delve into the details.

What Is Otto Insurance?

Choosing the right insurance can be a challenging task, and Otto Insurance distinguishes itself as a lead-generation website. Instead of instantly providing quotes, Otto stands out by forwarding user information to its extensive network of 1,000 affiliates and partners. 

While the platform is user-friendly, it’s important to note that quotes aren’t delivered immediately. Otto collects personal information, connecting users with one of its many insurance agents to continue the quoting process.

How Otto Insurance Works:

  • Click on ‘Get Started Now’ on the website.
  • Answer questions about yourself, your home, and your vehicle.
  • Specify whether you’re acquiring insurance for the first time or already have coverage.
  • Otto promises to secure the lowest insurance rates possible.
  • Provide details about the car you drive.
  • Answer additional questions about your marital status, home, and gender.
  • Consider combining auto and home insurance for potential premium savings.
  • Otto notifies you within minutes if you qualify for major discounts.
  • Read the high-quality print earlier than including your telecellsmartphone variety and name.
  • Click the ‘Get Your Free Quote Button’ to have Otto’s marketing partners or affiliates contact you, offering links to compare quotes from two carriers.

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Otto Insurance Overview:

Otto Insurance serves as a platform that aids users in comparing insurance quotes for auto, pet, home, and life insurance within seconds, and it operates as a free service. Although not an insurer itself, Otto functions as a concierge service for the insurance industry, prioritizing the consumer’s needs. 

The team, based in Miami Beach, Florida, collaborates with individual agents and regional and nationwide carriers to secure the best insurance rates using the latest technology and decades of experience.

Is Otto Insurance a Scam?

Despite limited information about Otto Insurance online and conflicting details, the platform is not necessarily a scam. 

Is Otto Insurance a Scam
Source: surfky

Customer reviews suggest a higher frequency of calls than quotes, and the company’s listing as “No Longer in Business” on the Better Business Bureau adds to the uncertainty. However, the active phone numbers on the website indicate an ongoing presence.

Otto Reviews: Customer Experiences

While Otto Insurance displays numerous positive reviews on its website, online feedback is scarce, and negative reviews highlight concerns about excessive calls. Unsatisfied customers express frustration with misleading services and label it as a referral company rather than an actual insurance provider.

Otto Reviews: Customer Experiences
Source: reviewer-rating

1. Scott A Fussnecker:

  • 1-Star Rating – Doesn’t Recommend Otto Insurance
  • “Tell human beings that they’ll be bombarded with telecellsmartphone calls from organizations looking to promote you their insurance.The worst mistake I ever made turn out to be clicking to your ad.”

2. Katrina Siverts:

  • 1-Star Rating – Doesn’t Recommend Otto Insurance
  • “I accept as true with all the distinct posts. Horrible service.I were getting such a lot of calls it’s ridiculous.How can they improve? Quit deceptive human beings approximately their services. It’s a scam .All they do is ship your variety out to all of the neighborhood coverage companies.Then, they name and get in touch with and get in touch with. Horrible service.”

3. Chaim Friedman:

  • 1-Star Rating – Doesn’t Recommend Otto Insurance
  • “It’s a rip-off to mislead the general public and say that you’re an coverage employer when, in fact, you’re most effective a referral employer.I need to understand the way to document to Google to dispose of Otto coverage from being searched, and YouTube must forestall walking their advertisements due to the fact they’re deceiving the public.”
Chaim Friedman
Source: collive

Our Response to These Reviews:

While Otto is transparent about not being an insurance company, the website’s content may mislead users into expecting quick quotes. It’s essential for users to understand the lead-generation nature of Otto’s service.

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Otto Insurance Across Various States:

Operating in all 50 US states and territories, Otto Insurance compares quotes for home, life, pet, and auto insurance, providing users access to the best insurance companies.

Otto vs. Other Insurance Quotes:

To offer a comprehensive comparison of Otto Insurance with other platforms, let’s examine its performance against Insurify, Jerry, and Quote Wizard.

1. Otto vs. Insurify:

While both Insurify and Otto assist users in obtaining insurance quotes, Insurify stands out by providing around 20 actual quotes upon completing the insurance profile. Insurify also offers users greater control over their data.

Otto vs. Insurify
Source: insurify

2. Otto vs. Jerry:

Jerry AI, similar to Insurify, allows users to compare insurance coverages from various companies. Jerry compares profiles against 45 insurance companies, providing three options for users to choose from.

Otto vs. Jerry
Source: insurify

3. Otto vs. Quote Wizard:

Like Otto, Quote Wizard claims to offer quotes for home and life insurance. However, neither platform delivers actual quotes on the page, requiring users to navigate through multiple pages and websites.

Otto vs. Quote Wizard
Source: quotewizard


Otto Insurance functions as a legitimate lead-generation site, connecting users with a network of over 1,000 insurance agents and affiliates. 

While negative reviews emphasize an influx of unsolicited calls, positive reviews and the platform’s active presence suggest it may still be a viable option for users seeking insurance quotes. If you can tolerate a potentially higher call volume, Otto Insurance is worth considering.

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